Let Parents Pay Fees in Instalments with Their Credit Card
Parents pay the fee by credit card on the MyBola payment page. Their own bank then lets them spread it over monthly instalments. Your academy gets the full amount at once, and the bank collects the monthly payments.
Checked 20 October 2026, from each bank's own website. The instalment plan is between the parent and their bank: MyBola does not lend money, and each bank decides whom it approves.
Credit Card Instalments at a Glance
| Who offers the plan | The parent's own credit card bank |
|---|---|
| Your academy receives | The full fee at once, less the online payment fees |
| Parents pay by | Credit card on the MyBola payment page (FPX and GrabPay cannot be changed into instalments) |
| Lowest amount | RM500 in one payment at most banks; RM1,000 at some |
| Plan length | 3 to 60 months, depending on the bank |
| Cost to the parent | The bank's own charge, shown before the parent confirms. Some banks run 0% offers. |
| Fee to your academy | MyBola's 5% plus Stripe's fee of 3% + RM1, as for every online payment |
| Available for | Sports academies on the MyBola system, now. For education centres and businesses, the MyBola system is coming soon. |
How It Works: a Worked Example
A parent pays a RM500 term fee by credit card, then spreads it over 6 months with their bank.
- Parent pays by card
- RM500
- MyBola's 5%
- RM25
- Stripe's fee (3% + RM1)
- RM16
- Your academy receives
- RM459, at once
- The parent then pays the bank
- About RM83 a month for 6 months, plus the bank's charge
An example to show how it works, not a customer's figures.
Why It Helps Your Academy
Paid in full, at once
The card payment is a normal online payment. The bill turns paid, the receipt is sent by itself, and Stripe pays the money out to your bank.
No chasing, no risk
The bank collects the monthly instalments from the parent. If a parent misses one, that is between them and their bank, not your academy.
Bigger fees feel smaller
Term fees, yearly fees and registration packages are easier to say yes to when parents can spread them. A bank transfer cannot be spread this way.
For Parents: How to Spread a Fee
You arrange the instalments with your own bank, after you pay. It takes a few minutes in your bank's app.
Pay by credit card
Open the payment link from your academy and pay the full fee with your credit card. FPX and GrabPay cannot be changed into instalments.
Wait for it to show
After 1 to 3 days the payment shows on your card. Then open your bank's app, or call your bank.
Choose instalments
Pick the payment and the number of months. Apply before your card's statement date. The bank shows its charge before you confirm.
Banks with Instalment Plans
Most Malaysian banks let the main cardholder change a card payment into monthly instalments. Rates and offers change often, so open your bank's page for today's rate before you apply.
| Bank | Plan | Lowest amount | Months | How to apply |
|---|---|---|---|---|
| Maybank | EzyPay Plus | RM500 | 6, 12, 18, 24 | Maybank2u or the MAE app |
| CIMB | Flexi Payment Plan | RM500 | 6, 12, 24 | CIMB OCTO app, or reply to the bank's SMS |
| Public Bank | Flexipay | RM1,000 | Ask the bank | Call the bank |
| RHB | Dial-An-Instalment | RM500 | 3, 6, 12, 18, 24 | Call the bank, or RHB Online Banking |
| Hong Leong Bank | Flexi Payment Plan | RM500 | 3, 6, 12, 18, 24, 36 | HLB Connect app |
| AmBank | AmFlexi-Pay | RM500 | 3, 6, 12 | AmOnline app, or call the bank |
| UOB | Easi-Payment Plan | RM500 | 12, 24, 36, 48, 60 | UOB TMRW app, online form or phone |
| OCBC | Easy Payment Plan | RM500 | 5, 10, 20 | OCBC app |
| HSBC | Balance Conversion Plan | RM500 | 6, 12, 24, 36 | HSBC app, or call the bank |
| Standard Chartered | FlexiPay Plus | RM500 | 3, 6, 9, 12, 18, 24, 36, 48, 60 | SC Mobile app |
| Affin Bank | Easy Instalment Plan | RM500 | 6, 12, 18, 24, 36 | Call the bank, or online form |
| Bank Islam | GoFlexi | RM1,000 | 6, 9, 12 | Call the bank, or internet banking |
| BSN | Instalment-Pay Plan | RM500 | 6, 12, 24 | Call the bank, or visit a branch |
| Bank Muamalat | Instalment Payment Plan | RM500 | 6, 12, 18, 24 | Online form |
| AEON Credit | Flexi Payment Plan | RM500 | 6, 12, 18 | Call AEON |
Checked 20 October 2026 on each bank's own website. At most banks only the main cardholder can apply, not a supplementary cardholder, and the converted amount earns no points or cashback. Each bank decides each application. Bank not listed? Ask your bank.
Card Instalments vs Other Ways to Pay
| How the parent pays | Can it be spread? | Extra cost to the parent | Your academy |
|---|---|---|---|
| Credit card on MyBola, then the bank's instalment plan | Yes, in fixed monthly amounts | The bank's charge; some banks offer 0% | Full amount at once, less the online payment fees; marked paid by itself |
| Bank transfer or DuitNow QR | No, the money comes from a bank account | None | Full amount; you check each transfer yourself |
| Cash advance from a credit card at an ATM | Only as card debt, with interest every day | A cash advance fee, and interest from the first day | Full amount; you check each payment yourself |
Questions Owners and Parents Ask
Does MyBola lend the money?
No. MyBola takes a normal card payment for your academy. The instalment plan is between the parent and their own bank, and the bank sets its charges.
What if the parent's bank says no?
The payment stays a normal card purchase, and the parent pays their card bill as usual. Your academy is paid in full either way.
Is there a lowest amount?
Most banks need RM500 or more in one payment, and some need RM1,000. A monthly fee below that cannot be converted, but a term or yearly fee often can.
When must the parent apply?
After the payment shows on the card, usually 1 to 3 days, and before the card's statement date. Each bank's page gives its exact window.
Can a parent pay by FPX or bank transfer and still get instalments?
No. Banks offer instalments only on credit card purchases. FPX, bank transfer and DuitNow QR take the money straight from a bank account.
What does it cost my academy?
The same as any online payment: MyBola's 5% plus Stripe's fee of 3% + RM1. There is no extra fee for instalments, because the bank arranges them. Cash you record yourself is free.
Do banks accept academy fees for instalments?
None of the banks we checked excludes education or academy fees, and some name education as an example. Each bank still decides each payment, so the parent should check with their bank.
Which academies can offer this?
Sports academies on the MyBola system, today. For education centres and businesses, the MyBola system is coming soon.
Let Your Parents Pay by Card
Tell us about your academy on WhatsApp. We set up online payments for you, so parents can pay by card, FPX or GrabPay.
